What are the 3 main credit rating agencies?

On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion.

What are the 4 credit agencies?

Most U.S. consumer credit information is collected and kept by the four national traditional consumer reporting agencies: Experian (formerly TRW Information Systems & Services and the CCN Group), Equifax, TransUnion, and Innovis (which was purchased from First Data Corporation in 1999 by CBC Companies).

What are the 3 credit bureaus phone numbers?

Equifax:1-800-685-1111; equifax.com. Experian: 1-888-397-3742; experian.com. TransUnion: 1-800-916-8800; transunion.com.

What do the 3 credit bureaus do?

Equifax, Experian and TransUnion are the three main consumer credit bureaus. They collect and store information about you that they use to generate your credit reports, which are used as the basis of your credit scores.

Where can I get a free credit report from Equifax?

Annualcreditreport.com: For your free annual credit report. Equifax.com/FCRA: If you are entitled to a free report for other reasons, including if you’ve been denied credit in the last 60 days, or if you recently placed a fraud alert on your credit report. Phone. 866-349-5191.

What kind of credit monitoring does Equifax offer?

Credit monitoring 1 and ID theft protection for the family. Equifax® 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian® and TransUnion® credit files.

What do you need to know about Equifax 3 Bureau?

What You Need To Know: Equifax® 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian® and TransUnion® credit files. Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness.

What is the average credit score of Equifax?

Equifax also provides FICO and VantageScores and uses different scoring models to calculate your credit score. Like the others, the credit scores will range between 300 and 850.