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What do you need to become a debt Counsellor?

What do you need to become a debt Counsellor?

You fulfill the following requirements in order to become a Debt Counselor:

  1. Be at least 18 years of age or older,
  2. Have a clean credit record.
  3. Not work at a debt collection or related agency.
  4. Have a grade 12 certificate.
  5. Have a minimum of 2 years working experience in any of the following fields:

Where can I study debt counselling in South Africa?

Enterprises University of Pretoria. Online Course in National Credit Regulator (NCR) Debt Counselling.

Does Unisa offer counselling courses?

The Unisa Directorate: Counselling and Career Development supports students before, during and after their Unisa studies. We provide career, academic and personal guidance and counselling to prospective and registered students in person, by telephone, e-mail, letter or fax or printed publications.

How do I start a debt counselling business in South Africa?

If you feel like you would like to become a Debt Counsellor and enter the industry you will need to meet the minimum requirements (be a SA citizen without a criminal record, with Grade 12 and some general business experience) and complete a NCR approved 10 day training course about the National Credit Act.

What does a debt Counsellor do?

A debt counsellor will determine how indebted you are by measuring your expenses and liabilities against your income. The debt counsellor will negotiate with your creditors on your behalf for lower interest rates and fees on your various credit agreements, as well as extended payment terms.

What do debt counselors do?

What does a debt counselor do? Usually, a debt counselor offers specific advice on how to manage your money in order to more efficiently pay down debts over time. We are a nonprofit organization providing free credit counseling to individuals and families who want to pay down their debt and avoid debt in the future.

How do I report a debt Counsellor in South Africa?

Please fill out a complaint form 29 on the NCR website (www.ncr.org.za/forms) and complain about the debt counsellor. You may also phone the National Credit Regulator (NCR) on 0860 627 627 and someone will assist you. Secondly, you might have to take the legal route.

What are the disadvantages of debt review?

After your initial assessment with a debt counselling company, you may be informed that your current situation does not qualify you to go under debt review. Some of your accounts, especially those which have been subjected to legal action, may be excluded. Your debt may take longer to repay.

Where can I study for free in South Africa?

List of best free online courses South Africa 2021

  1. Theory of Change for Development from Wits University.
  2. Academic writing for clarity and meaning at Wits University.
  3. Medicine and the Arts: Humanising Healthcare at University of Cape Town.
  4. Digital Transformation and the IT Team from Wits University.

Is career counselling good?

It may not be easy to decide what type of job will be the best fit, and since career counseling helps people assess their skills, needs, and desires in order to find a career that works for them, this type of counseling is considered to be an important step to take before deciding on a permanent career.

How do I get NCR certificate?

How to become a credit provider

  1. Complete the NCR Application Form.
  2. Have a company registration or be a sole proprietor.
  3. Provide a copy of the share certificate/s if the application is a company.
  4. Provide certified copies of ID/Passports of all members/directors/trustees/partners/sole proprietors.

Are there any debt counsellors in South Africa?

The National Credit Act makes provision for the Debt Counselling Programme to assist over-indebted consumers. The programme needs to be implemented by debt counsellors who are competent and registered by the National Credit Regulator (NCR). There are eight NCR approved training service providers that offer Debt Counsellor training in South Africa.

How much does it cost for debt counselling course?

Candidates who want to pursue a career in debt counselling should enrol for this course. Course fees R8 000.00 per delegate (VAT incl.) Course fees include all course material. Course fees must be paid in full 14 days prior to course start dates. Proof of payment can be submitted to [email protected]

What does counselling and Career Development do for UniSA?

The Unisa Directorate: Counselling and Career Development supports students before, during and after their Unisa studies. We provide career, academic and personal guidance and counselling to prospective and registered students in person, by telephone, e-mail, letter or fax or printed publications.

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