What is a livery business policy?

For-hire livery insurance, also known as livery insurance, is a type of commercial auto coverage for vehicles that are used by businesses that generate revenue from transporting people. Learn how the different types of livery insurance protect small businesses. …

What is considered livery?

The term livery of conveyance refers to the transporting of people or goods for hire. It. includes conveyance by taxi service, motor carrier, or delivery service.

What is the legal definition of livery conveyance?

Public or Livery Conveyance Use — the transporting of people and/or goods for hire, such as by a taxi service, motor carrier, or a delivery service. This coverage is excluded under the personal auto policy (PAP). Incidental use in an insured’s sideline business can be an exception to this exclusion.

What’s the difference between livery and commercial insurance?

Livery insurance is a type of commercial insurance that covers businesses that transport people on a for-hire basis. Commercial insurance is a broad term. In general, it refers to tow-truck drivers, pickup trucks for contractors, etc. Taxis, limos, Town Cars, and rideshare services are livery vehicles.

Where can I get for hire livery insurance?

We offer for-hire livery insurance Direct in 38 states, including: If you need livery coverage in Alaska, Florida, or Washington, you might be eligible for a for-hire livery insurance quote through a Progressive specialty agent.

What does public or livery conveyance use mean?

Public or Livery Conveyance Use. Definition. Public or Livery Conveyance Use — the transporting of people and/or goods for hire, such as by a taxi service, motor carrier, or a delivery service. This coverage is excluded under the personal auto policy (PAP). Incidental use in an insured’s sideline business can be an exception to this exclusion.

What is the responsibility of a livery driver?

Transporting the public is an immense responsibility. When accepting a fare, clients rely on your drivers to transport them in a safe manner. Should there be an accident, bodily injuries are costly. Thus, courteous, well-trained drivers are your largest asset. However, even the best driver can experience an accident.