How do I open a bank account when I move to the UK?

How to open a bank account in the UK as an expat

1. Passport/valid photo ID.
2. A recent utility bill (less than three months old) or council tax bill.
3. A recent bank or credit card statement.
4. Proof of studying in the UK (if applying for a student account)
5. Proof of employment (some banks may ask for this)

How do I open a UK bank account without proof of address?

Types of UK Bank Accounts without Proof of Address

1. The first option is to use your regular walk-in bank, which refers to Barclays, Lloyds and other banks.
2. The second option is to use technology, usually through mobile phone payment systems.

Do I need to close bank account before leaving UK?

If you are moving abroad, but intend to keep some assets (such as property) in the UK, keeping your existing bank account is a sensible choice. Not only will you be able to keep your existing standing orders and direct debits, it ensures that if/when you return home you already have a bank account in place.

Can you have a UK bank account if you don’t live in the UK?

Many major UK banks also have so-called ‘international’ accounts. These are designed specifically for non-residents, so they’re a great option if you don’t have the documents to prove your UK address. In fact, you can even apply for an international account online.

How to get a UK bank account before moving to the UK?

It is possible to get a bank account before moving to the UK. Here are the options you can opt for before you move to the UK. The first option is to set-up an HSBC Overseas account (country dependent) or alternatively with one with a non-traditional bank like Monese, Transferwise (again country dependent) or Monzo.

What do you need to open a bank account in the UK?

Documents you need to open a UK bank account. In order to open a UK bank account, you generally need two things: Proof of your identity. This can take the form of a passport, drivers licence or national identity card.

How to open a UK bank account as an expat?

How to open a bank account in the UK as an expat. Once you are in the UK, you can open a bank account at a branch or online. You will usually need a UK address when applying unless you already bank with an international provider that has UK coverage.

What to know before moving to the UK?

This relates to any short-term money needs as well as long-term financial management, including: Bank accounts: Research your banking options before you arrive, including retail banks and mobile banking options in the UK. For more information, read our guide to opening a bank account in the UK.