Who does V12 Retail Finance work?

Power your sales with intelligent retail finance We work with nationals and independents on the high street and web to improve their customer journey and increase sales. We make the process as easy as possible, from our rapid system integration to the customer application form.

Can I get V12 finance?

The customer can apply either in your store or at home via your website. The process is quick and straightforward and with V12 the customer can have a decision in seconds. The V12 application process has been designed with mobile in mind so your customer can apply for finance on any device.

What retailers use V12 retail?

Where you can shop using V12 Retail Finance

• Clifton Cameras.
• Yamaha Music.
• Wiggle Bikes.
• Appliances Direct.
• The Celtic Football Club.
• Discount Diamond Store.
• Halfords.
• Cycle Republic.

Is V12 finance interest free?

Our interest-free finance loan terms range from 3-48 months, with no minimum deposit requirements. A cost effective option for retailers which helps your customers to budget for major purchases. We offer this traditional loan product over terms of 12-60 months, with APRs ranging from 9.9% to 19.9%.

Does V12 Finance accept bad credit?

You have nothing to lose by applying, although credit scoring is a strange business so there are no guarantees of acceptance. Companies like applicants who have some history of using credit.

Can I pay off my V12 finance early?

Yes – you can settle your finance agreement early and pay off the amount that you owe: If you wish to settle early you should contact us for a settlement figure; OR. You can get a settlement figure by logging into ‘Manage my Account’ and selecting ‘My Contracts’ tab and click on ‘Get a Settlement Quote’

Does V12 finance accept bad credit?

What is V12 Retail Finance on my bank statement?

V12 Retail Finance is a trading name of Secure Trust Bank PLC. If you have a product or service from a retailer that has been financed by V12 Retail Finance before 2 August, the name that appeared on your bank statement was Secure Trust Bank PLC.

Can I cancel my V12 finance?

You can cancel your application at any point before you have signed the online documents by calling 02920 468 916.

Does V12 do a credit check?

Though V12 Finance is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following: Your credit score (please note that every finance company will score you differently) Adverse credit reference agency information.

Can I cancel V12 finance?

Can you pay chunks off V12 finance?

Yes, you can make additional payments at any time on your V12 Self-Service Portal account. You can choose for the lump sum payment to reduce the remaining term of your agreement by keeping your monthly payment amount the same or keep your remaining term the same and reduce your monthly payment amount.

What do you need to know about V12 financing?

Combining auction services, vehicle valuation, dealer Stock Funding, and customer financing for Prime and Near Prime markets, the powerful V12 hub provides you with the right tools to run your business more efficiently.

Who is the CEO of the V12 company?

Prior to V12, Michelle held various leadership positions at The Allant Group, Acxiom Corporation / May & Speh and Unique Mailing Services. Michelle holds a BA in Business Management & Marketing. Will has more than 15 years of experience in the technology industry.

Where is the V12 Retail finance registered office?

Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH. V12 Retail Finance is a trading name of Secure Trust Bank PLC. All communications with us will be monitored/recorded to improve the quality of our service and for your protection and security.

What do we do with the V12 platform?

What we do. The V12 platform is simple and adaptable which means it can be tailored to any business – whether that is a ‘plug and play’ facility for your store or website or fully bespoke.