Can I withdraw cash from my 28 degrees card?

Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card.”

Can I preload 28 degrees MasterCard?

You can’t preload this card, it is a credit card. You can have a positive balance. For cash advances overseas there are better options.

Can I use my 28 degrees MasterCard as a debit card?

This is gold for travelling – I use it as a debit card by loading it with cash before I go – so no foreign % fee or ATM fee from GE. No credit charges. Accepted way more than a debit card..

What exchange rate does 28 degrees use?

What are the fees for the 28 degrees card?

Does 28 degrees include travel insurance?

Although this card is a good choice for overseas travel, keep in mind that there is no complimentary travel insurance included and it charges a cash withdrawal fees. Be aware that there is a $0.95 fee to use BPAY to load your card.

How do I avoid cash advance fees?

Can You Avoid a Cash Advance Fee? The only way to avoid a cash advance fee is by avoiding cash advances and cash equivalent transactions on your credit card. If you can’t avoid the transaction completely, you can minimize the cash advance fee you pay by reducing the amount of cash you withdraw on your credit card.

Is it cheaper to use credit card or cash abroad?

That could end up costing you a lot more than international fees. So, if you plan to go abroad more than once in your life, a travel credit card is a good investment even if it charges an annual fee. Depending on how much you spend overseas, you’ll pay less for the annual fee than you would in foreign transaction fees.

What’s the average credit limit?

What’s considered a “normal” credit limit in the U.S.? While limits may vary by age and location, on average Americans have a total credit limit of $22,751 across all their credit cards, according to the latest 2019 Experian data.

How do I cancel shoppers 28 degrees?

You can cancel Shoppers Protection at any time just by ringing the credit card centre on 1800 800 230, however be aware that if you cancel the insurance, you are NOT able to reinstate it on the card in the future (as per advice from the call centre June 2015).

Can you withdraw cash from Latitude card?

Withdrawing cash from an ATM, using the card for BPAY or making any other cash advance transactions will attract an interest rate of up to 25.9% p.a.

Who owns latitude28?

28 Degrees Master Card, which is widely recommended on these forums for overseas purchases, has a new parent company. GE Money is under new ownership and is now known as Latitude Financial Services.

How do I cancel my 28 degrees credit card?

You can close your 28° Global Platinum Mastercard account at any time by contacting Latitude Financial Services: Customer Solutions: Phone 1300 552 079 (within Australia) or +61 3 9445 0189 (from overseas) (open 7 days Mon-Sun)

Is there a cash advance fee on a 28 degrees card?

“Will I be charged a cash advance fee if my card has a positive balance? Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card.”

Is the 28 degree MasterCard a debit card?

Keep in mind this is only a debit card, so no money in account, no money at ATM. So….I intend using 28 Degree Card as a NO FEES credit card with 55 days interest free, and the Citibank Plus ATM card as a NO FEES debit card at ATMs when travelling. Best of both worlds, and no fees whatsoever. Visit the Citibank Plus website and away you go.

Is there an advance fee for latitude 28 degrees?

The overseas shopping part is where you win but if you want to get cash out there is a charge of 3% or $4 (whichever is greater). This cash advance fee applies if the card is in debit or credit. The Latitude 28 Degrees Global Platinum Mastercard also comes with Mastercard PayPass, CHIP technology and secure 24 hour online service centre.

Can you withdraw money from a 28 degrees card?

Currently 28 Degrees is the best to take advantage of this loophole because you can withdraw surplus money from your card as if it is a debit card (no fees) and thus the cash can be put to whatever you like (offset account). I am tempted to do this as others have described doing with success on ozbargain forums.