Why is mobile deposit not working?

The most common reason why your mobile check deposit is not working is because you forgot to sign the back of your check. Before you take a picture, make sure you’re always endorsing your check. That way you don’t have to go back and start the process over again.

Does Bank of America accept mobile deposit?

Deposit checks from almost anywhere with the Bank of America® Mobile Banking app 1 on your smartphone or tablet 2. Open the app, use your fingerprint to securely sign in 3 and select Deposit Checks. Sign the back of the check and write “for deposit only at Bank of America”.

How long does it take for mobile deposit to show up?

When will funds be available with mobile deposit? While your funds can be withheld anywhere from one to 11 days, most banks will make your funds from your mobile deposit available to you by the next business day.

Why is my mobile deposit taking so long?

When you deposit a check from your mobile device, it may take a little longer for your funds to become available based on what time of day the deposit was made. For example, mobile check deposits made after 6 p.m. Pacific time on business days to at least one major bank can’t be used until two business days later.

What happens if you use Bank of America app?

If you use Bank of America’s iPhone app to deposit checks, beware. You could lose thousands of dollars, because though the app tells you that your deposits go through, the bank may later disallow them, even if they’re valid checks with cash behind them — and the bank won’t even bother to tell you that it took money out of your account.

Why is my Bank of America deposit not available?

This is done for the purpose of validating the check and collecting the funds from the issuer of the check. In some cases, your funds may not be available because your deposit was made after the cutoff time for that particular day.

Why is my check deposit app not working?

Sometimes it’s not you, it’s the bank. If you think the app may be down, contact your bank right away to see if other customers are having the same issue. That way they can actively work to get the app back in shape for you to deposit your check.

How can I deposit a check into my Bank of America account?

Fast and simple deposits — no ATM required. Deposit paper checks into your account using the Mobile Banking app. Get the mobile app layer. Depositing a check, just got easier. with your Bank of America mobile banking app. Open your app, use your fingerprint to securely sign in. and select deposits.