What is covered California enrollment?

Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program.

Can you enroll in Covered California anytime?

You can apply for coverage through Covered California at any time if you experience a qualifying life event. Medi-Cal enrollment is year-round, and you don’t need a life event to apply.

How long does it take for Covered California to kick in?

Coverage will usually start on the first day of the month following plan selection (for example, if you selected a plan on Dec. 31, your coverage would start on Jan. 1).

What happens if you miss open enrollment for Covered California?

Our services are free as Certified Covered California agents. If you’ve missed the open enrollment deadline and are using an SEP to enroll, there are rules for the possible effective date. For other qualifiers, we need to enroll by the 15th of the prior month to the get the next 1st of the month.

Who is not eligible for Covered California?

Employees who are not eligible for coverage include those employees who work less than 20 hours per week, receive a Form 1099 or are seasonal or temporary employees.

Who pays for Covered California?

Covered California receives no funding from state taxes; as of January 2014, it had received $1.1 billion in federal funds, but needed to be self-supporting by January 2015. The estimated expenditures for personnel in fiscal year 2014-15 were $108 million.

Is Covered California the same as Medicare?

Medicare is not part of Covered California and if you are enrolled in Medicare, you cannot purchase a Covered California health plan. Covered California does not offer Medicare supplement insurance, Medigap, or Part D drug plans.

Does Covered California verify income?

Covered California will check the income you reported on your application and compare it to what the IRS has on file for you. If your estimated income is the same or more than what is on file, Covered California will consider it to be verified.

Does Covered California require proof of income?

A. Covered California will accept a clear, legible copy from the allowable document proof list from the following categories which you can click on for more details: Proof of Income, Proof of Citizenship or Lawful Presence, Proof of California Residency, and Proof of Minimum Essential Coverage.

Is Covered California month to month?

We can also get Covered Ca plans and cancel month to month. The earliest effective date is the 1st of the month following enrollment. There are rules that may push this out to the next 1st of the month so check with us here. You can quote those plans here.

Is Obamacare and Covered California the same thing?

Covered California is the state’s Obamacare exchange. This means your Obamacare plan options are the same as your Covered California options. The plans on Covered California are divided by carrier and into four different metal tiers — Bronze, Silver, Gold and Platinum.

Is Covered California and Obamacare the same thing?

What is the enrollment period for Covered CA?

You have three months to enroll. The Covered California open enrollment period starts on Oct. 15, 2018, and goes until Jan. 15, 2019. This is twice as long as the enrollment period for the federal exchange, which the Trump administration cut to just six weeks (Nov. 1-Dec. 15) in early 2017.

What is covered California Special Enrollment?

Special Enrollment. People who experience a qualifying life event can newly enroll in a health plan through Covered California even outside the open-enrollment period. Currently enrolled members who experience a qualifying life event can change their coverage or choose a new plan. This is called special enrollment.

When is covered California open enrollment?

Open enrollment is the period during which people can purchase health insurance for the upcoming year. During Open Enrollment you can apply without a Qualifying Life Event. Open Enrollment for Covered California begins on October 15, 2018 and continues until January 15, 2019 .

How do you qualify for Covered California?

You are eligible for Covered California for Small Business if you have 100 or fewer full-time-equivalent employees. If you are a sole proprietor, with no W-2-receiving employees, you may be eligible to purchase coverage through Covered California’s individual marketplace.