How long does group long-term disability last?

Long-term disability coverage provides wage replacement to individuals who experience wage loss due to a disability. LTD coverage lasts for at least one year.

Who is eligible for group coverage?

Who Is Eligible for Coverage? The general rule is that if an employer offers group health coverage to any full-time employees, the employer must offer coverage to all full-time employees. The employer has the option to offer coverage to part-time employees (defined as those working fewer than 30 hours per week).

What is a group disability policy?

Group disability plans typically provide a totally disabled covered employee with a benefit of up to 60% of their pre-disability income, to a specified maximum, such as $10,000 a month. It can help to cover personal expenses as well as provide business overhead protection.

What is group coverage insurance?

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.

Who is GTA Insurance Group and what do they do?

About GTA Insurance Group GTA Insurance Group is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. Privacy Policy | Website Accessibility GTA Insurance Group is an equal opportunity provider.

Is there a GTA Insurance Group in Nebraska?

GTA Insurance Group is an equal opportunity provider. With 30+ office locations in Nebraska, we are proud to help customers across the entire state with insurance and risk management solutions. See All Locations

When did GTL Guarantee Trust life insurance company start?

TRUST in our Vision. In the 1990’s, GTL was the first to offer life insurance to Americans with HIV. We were one of the first to create supplemental health plans to help Americans offset the rising costs of out-of-pocket medical expenses. What’s next?

Why do you need supplemental insurance with GTL?

When you’re faced with an illness or accident, the last thing you want to worry about is your finances. GTL’s supplemental insurance plans pay cash benefits directly to you so you can focus on what matters most – your recovery. TRUST in our Service.

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