Can I view my CCJ online?

If you don’t know if you have a County Court Judgment you can check Registry Trust’s database of CCJs. This is the official central register of CCJs and you can search it using the Trust Online system. you may have been refused credit or even a mortgage and been told the reason is that you have a CCJ.

How do I find details of my CCJ?

You can get a copy of your credit report from a credit reference agency to see if you have a CCJ against you. You’ll have to pay a small fee for the report. It’s a good idea to check your credit report regularly to make sure your information is up to date.

Can I have a CCJ without knowing?

Filing a CCJ Claim without knowing an address is impossible. Well technically you can file the claim and you may get the judgment but you run the risk of having the judgment set aside as the debtor will have no knowledge of the proceedings.

Where can I find out if I have a CCJ?

The Registry Trust limited website is where you can search for details of a CCJ being appointed. There may be a small charge involved for accessing this information but if you want to look at your own details on the CCJ register using a free search then you may have to be a little bit crafty.

What does CCJ stand for in legal category?

So, what is a CCJ? A CCJ, or County Court Judgement, is where a court has to intervene in a monetary issue between two parties. If someone takes court action against you because you owe them money and you have not responded, it then becomes the duty of the courts to settle the disagreement.

How long does a CCJ stay on your credit report?

If you get a county court judgment ( CCJ) or a high court judgment, it will stay on the Register of Judgments, Orders and Fines for 6 years. Banks and loan companies use this information to decide whether to give you credit or loans.

How does a CCJ affect your credit rating?

CCJs and your credit rating. If you get a county court judgment ( CCJ) or a high court judgment, it will stay on the Register of Judgments, Orders and Fines for 6 years. Banks and loan companies use this information to decide whether to give you credit or loans.