What types of disability benefits are available?

The Social Security Administration (SSA) offers two types of disability benefits: SSI, or Supplemental Security Income; and SSDI, or Social Security Disability Insurance. While both benefit programs are designed for disabled individuals, their eligibility requirements and benefits differ.

What is the difference between SSDI and SSA?

The main difference between Social Security Disability (SSDI) and Supplemental Security Income (SSI) is the fact that SSDI is available to workers who have accumulated a sufficient number of work credits, while SSI disability benefits are available to low-income individuals who have either never worked or who haven’t …

How much does SSDI pay per month?

SSDI payments range on average between $800 and $1,800 per month. The maximum benefit you could receive in 2020 is $3,011 per month. The SSA has an online benefits calculator that you can use to obtain an estimate of your monthly benefits.

What is the lowest SSDI payment?

Your SSDI payment depends on your average lifetime earnings. Most SSDI recipients receive between $800 and $1,800 per month (the average for 2021 is $1,277). However, if you are receiving disability payments from other sources, as discussed below, your payment may be reduced.

What qualifies as disability benefits?

To receive disability benefits, you must demonstrate that you have a qualifying disability, which may include: Physical disorders such as autoimmune diseases, terminal illness, cancer, heart disease, stroke, and chronic back problems. Psychological disorders such as depression, bipolar disorder and post-traumatic stress disorder.

What are the maximum disability benefits?

Generally speaking, the maximum Social Security disability benefit you and your family can receive is between 150% and 180% of your disability benefit, though each family member may be eligible to receive up to 50% of your monthly benefit amount. Keep in mind, there is a limit to the amount one family can receive in disability benefits.

What are some programs that help disabled people?

The two programs offered by the Social Security Administration to assist disabled people are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

What makes person eligible to receive disability benefits?

To be eligible for Social Security Disability ( SSDI ) benefits, a person must have an impairment, either medical, psychological, or psychiatric in nature and that impairment must be severe enough that it prevents a disabled individual from working, or, if they continue to work, prevents the person from earning substantial money.