How long does Commonwealth credit card approval take?

Shopping around for a credit card?

Can I apply for a credit card through my bank online?

You can apply for a credit card online, over the phone, by mail or in person. Applying for a credit card in person offers the opportunity for instant approval, much like applying online. But it only works if you already know you want a particular store’s credit card, or a card from your bank or credit union.

What do you need to apply for a credit card?

You’re generally required to provide your legal name, birth date, address, Social Security number and annual income. Giving an issuer your Social Security number allows them to check your credit, which largely dictates whether or not you’ll receive the card.

How old do you have to be to get a Commonwealth credit card?

18 years of age
You must be 18 years of age or over in order to apply. For your application to be processed you must answer all questions. These cards are best if you intend to pay off your balance in full each month and want to earn points which you can redeem for rewards.

How will I know if my credit card application is approved?

If you’re applying for a credit card online, over the phone, or in person (e.g. at a retail store) and you’ve given all the correct information, you can typically find out whether your credit card application is approved in 60 seconds or less. Then, in 7-10 business days, you’ll receive your credit card in the mail.

How do you tell if you will be approved for credit card?

The easiest way to see if you’re pre-approved for a credit card is to check a credit card company’s website. Most major issuers let you see which of their cards you’re pre-approved for by simply entering your name, address and the last four digits of your Social Security number into an online form.

Can you get credit card without a job?

Being unemployed doesn’t automatically disqualify you from getting a credit card. Credit card issuers are more interested in your income than your job. You can meet the income requirement even without a job by including on your application any income you have access to. Even if your income comes up short, rest easy.

What are 4 signs of debt problems?

10 Warning Signs You Have Debt Problems

• You make minimum payments.
• Your minimum monthly payments are large.
• You’re struggling with debt collectors.
• You’re using balance transfers and refinancing to stay afloat.
• You rely on cash advances.
• You’re being denied for loans or credit cards.
• You’re not building your savings.

What is minimum salary for credit card?

Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.

How fast can I get a credit card?

It can take 7 to 10 business days for a new credit card to be processed, packaged and shipped. If expedited shipping is an option, you may be able to get your card in the mail sooner.

Can you get a credit card at 13?

Different credit card issuers have different rules for adding teenagers as authorized users. Some, like Capital One, Chase, Citibank and Wells Fargo have no minimum age, while American Express and Barclays require authorized cardholders to be at least 13 years old.

How much does it cost to get a Commonwealth Bank credit card?

Pay a monthly fee of $5 or $2 (conditions apply). Maximum credit limit of $3,000. Up to 55 days interest free on purchases and a free additional card holder. Pay a monthly fee of $5 or $2 (conditions apply). Maximum credit limit of $3,000. Up to 55 days interest free on purchases and a free additional card holder.

How can I get a credit card with CommBank?

Once you’ve chosen the credit card you think will best suit you, read up on the fees and charges as well as the terms and conditions. You can apply for a credit card online at any time with CommBank. If you’re not currently a customer or don’t have NetBank, you can apply online.

What are the benefits of a Commonwealth Bank credit card?

Enjoy cashback and other benefits through CommBank Rewards. 0% p.a. interest on purchases for 15 months. Low purchase rate and $59 annual fee plus a free additional card holder. 0% p.a. interest on purchases for 15 months.

How long is interest free on Commonwealth Bank credit card?

Free additional card holder and up to 55 days interest free on purchases. Free additional card holder and up to 55 days interest free on purchases. Apply by 30 Jun 20 reverts to 21.24% p.a. No BT fee reverts to 21.24% p.a. No fee Up to 55 days interest free on purchases and a free additional card holder.

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