How do I get my CTOS report?

Accessing your MyCTOS report Just login to CTOS using your login and password, and click on MyCTOS Report. You will also get a special email account to use for CTOS purposes. To add to your convenience of viewing your CTOS report, there is also a mobile app to let you view your report from your mobile.

Should I buy CTOS report?

A good CTOS Score can work in your favour by increasing your chances of getting approved for loans and new credit. If you’re planning to apply for a loan or any other types of new credit, you should know what credit information banks and lenders can see about you.

How do I delete a CTOS report?

You may contact us at (03-2722 8833) or fill up the online form and email to [email protected]. In all cases, you’ll have to provide copies of your MyKad and a description of what is wrong, and what the correct information is.

What will affect CTOS?

Account payments: Payment history of credit cards, personal loans, car loans and housing loans. On-time payments: The number of accounts you have without late payments which will help improve your credit score. Negative information: Public records such as bankruptcies or lawsuits, collections and delinquencies.

How can I view my CTOs credit report?

Just login to CTOS using your login and password, and click on MyCTOS Report. You will also get a special email account to use for CTOS purposes. To add to your convenience of viewing your CTOS report, there is also a mobile app to let you view your report from your mobile.

How long are CTOs records kept on credit report?

Unlike CCRIS where your records are kept only for 12 months, your CTOS records are kept for 24 months as a historical archive of your background and credit history. Thereafter, it will not be disclosed in your CTOS report two years after repayment or case settlement.

Is the ctOS credit manager out of date?

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What should I do if I find a discrepancy in my CTOs?

If you find there is a discrepancy in your CTOS records, you can request CTOS to modify or delete a certain information by providing the relevant supporting documents such as police reports, letters of support from relevant banks, lawyers or litigators or court order.

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