Can you lie about your occupation on car insurance?
Can you lie about your occupation on car insurance?
No, you shouldn’t lie when you describe your job to your insurer. Putting down the wrong job could mean you get cheaper insurance quotes, but it’s pointless because your insurance would be invalid.
Why do insurance companies ask your occupation?
Lenders and car insurers look at customers’ occupations when setting interest rates and premiums. Although credit,income and debt matter more to lenders, your job gives them clues about your borrowing habits. And insurers use your occupation to predict whether you’ll file claims.
Do insurance companies ask for proof of occupation?
No, when buying car insurance, you don’t need to prove your occupation to your insurer. If you do make a claim, your insurer may ask for proof of occupation and you could risk invalidating your policy, as well as charges of insurance fraud.
Is car insurance cheaper if you are unemployed?
Insurers tend to charge unemployed people more for car insurance because they believe unemployed drivers are more likely to make a claim. There are several reasons for this: If you’re unemployed, you’re also more likely to be driving on roads you’re not familiar with, which also increases the risk of accident.
Which is the cheapest title for car insurance?
According to data from Motoring Research, job titles with the cheapest car insurance are – The same data suggests the job titles with the most expensive car insurance are – Can I adjust my job title for cheaper car insurance?
Can you compare Job titles with car insurance?
Some car insurers don’t just ask for jobs, but for the industry you work in as well. There is small variance if you have the same job in a different sector, so we categorised job titles in to 18 different industries. We have then averaged out the cheapest nine quotes for each job to get the final price.
Which is the cheapest job for car insurance?
Insurers like police officers as they are likely to be better trained drivers. Police officers should be more aware of the rules of driving, speed limits, and much more conscious of what accidents entail. That means police car insurance is usually cheaper. What other jobs are the best occupations for car insurance?
Can you change your title for car insurance?
When getting a car insurance quote, you can adjust and tweak your job title, so long as the stated occupation accurately describes your job. Be as specific as you can be, as this could result in a lower insurance premium.