What is IDBI car loan rate?
What is IDBI car loan rate?
IDBI Car Loan Interest RatesUpdated on 05 Sep 2021
| Interest Rate | Floating: 7.50% – 8.10% Fixed: 9.20% – 9.90% |
|---|---|
| Loan Tenure | Upto 7 years |
| Processing Fee | Minimum: Rs.1,500 plus taxes Maximum: Rs.2.500 plus taxes |
| Pre-closure Charges | Within 6 months: 1% of the balance outstanding After 6 months: Nil |
What is rate of interest in IDBI Bank?
Interest Rate on Term Deposits (w.e.f. August 16, 2021)
| Maturity Slab | Interest Rate (% p.a.) | |
|---|---|---|
| Retail Term Deposits (< 2 Cr) | ||
| 6 months 1 day to 270 days | 4.30 | 4.80 |
| 271 days upto< 1 year | 4.30 | 4.80 |
| 1 year | 5.05 | 5.55 |
What is the current personal loan interest rates?
Current Interest Rate on Personal Loans
| Bank | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| ICICI Bank | 11.25% p.a. – 21% p.a. | Up to 2.25% |
| HDFC Bank | 10.75% p.a. – 21.30% p.a. | Up to 2.50% |
| Yes Bank | 13.99% p.a. – 16.99% p.a. | Up to 2.50% |
| Citibank | 10.50% p.a. – 17.99% p.a. | Up to 3% |
How can I close my IDBI personal loan?
How to Pre-Close or Foreclose Your IDBI Bank Personal Loan
- Find a branch that’s close to you, visit the branch, and find out how much you have to pay to close your account.
- Pay the outstanding balance using the means required by the bank.
- Complete all the other necessary formalities to terminate your account.
Which is the best interest rate for IDBI Bank personal loan?
IDBI Bank offers personal loans for salaried and self-employed individuals up to Rs. 10 lakh at attractive interest rates between 12% – 14% p.a. Special offer For Pensioners on Personal loan at 9.65% p.a. rate of interest.
How old do you have to be to get IDBI personal loan?
Loans are available up to a maximum of 10 lakhs, with flexible tenures ranging from 12 months to 60 months. Professionals over 22 years of age (at application) and under 60 years (at time of loan maturity) can apply for a IDBI Personal Loan. IDBI Bank offers competitive interest rates and has a speedy application processing system in place.
Is there an overdraft facility in IDBI Bank?
IDBI Bank offers loans against securities that can be availed at attractive interest rates. Under this scheme, one can apply for an optional overdraft facility if required.
Can a senior citizen get a reverse mortgage from IDBI?
If you are a senior citizen, you can apply for a reverse mortgage loan from IDBI Bank to make some additional money. You can utilise this loan scheme to renovate your living space, to pay the insurance premium for your home, or for family emergencies. In order to apply for this loan, your age will need to be above 60 years.
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