Can you use YNAB for free?

YNAB is not a free app, though you can get a free trial for 34 days. You’ll pay $6.99 a month to continue using the app after your trial period has ended.

How do I add money to YNAB?

Add new income to your budget by adding a transaction in your account. Select the appropriate account. Click Add Transaction. Use the payee to describe the source of the money.

How do you categorize cash withdrawals in YNAB?

If you’re going to spend on a specific purpose or item, use that category. For example, if you’d like to withdraw $200 to spend freely on your vacation, go ahead and categorize the withdrawal using your vacation category.

How to set up a cash account on YNAB?

1 Add an account. When prompted, choose Unlinked, select Cashas the account type, and give it a nickname, such as Wallet, Piggy Bank, or Cash, if you’re feeling particularly creative. ? 2 Enter the amount of cash you have on hand as today’s balance. Keep it simple and don’t include cents. 3

Do you get reminders when YNAB free trial ends?

Don’t worry, you will receive reminders when your free trial is coming to an end. With YNAB you will only be budgeting the money you currently have in your bank account. You will no longer be forecasting your money, as you do with other budgeting programs (i.e. making a budget at the beginning of the month).

How long does it take to import YNAB transactions?

A linked account means YNAB will automatically import your transactions for you. This normally takes about 24 hours after the transaction is made to be available for import. If you are new to budgeting and need the daily action of entering transactions, you will want to chose unlinked.

What happens when you visit a store on YNAB?

The second time you visit a store, YNAB will either pre-populate the payee with the store based on your location or show you a dropdown of nearby stores. YNAB will also default the category to the last one used for selected payee. All this makes adding future transactions from previously visited spots a quick process.