How much will it cost to use CCCS?

Our fees are among the lowest in the industry. Our service fee is only $40 per month. There is a one-time setup fee of $25. Our debt consolidation and debt management programs make it easy.

What happened to CCCS?

The company has now grown into a leading debt relief and financial education company. Today, with a goal of supplying Americans the help they need to solve their debt problems, credit.org continues to use well-trained, specialized coaches to help consumers answer credit questions and solve credit problems.

Does Texas have a debt relief program?

Texas Resident Debt Relief. InCharge offers free nonprofit credit counseling, debt management and debt consolidation services to residents of Texas. Get help paying off your credit card debt with the help of InCharge’s certified credit counselors.

What is a CCCS?

Consumer Credit Counseling Services (CCCS) are mostly non-profit organizations that offer free or low-cost counseling, education, and debt repayment services to individuals in danger of bankruptcy.

Is American Consumer Credit Counseling free?

ACCC provides the counseling session including a budget and action plan at no charge. If after you complete the counseling, you choose to enroll in an ACCC program, minimal fees are charged to support the program.

Is debt Advisors of America legit?

Debt Advisors of America is a Member of the American Fair Credit Council (AFCC) and agrees to its code of conduct and demonstrates the required business practices and standards required by the AFCC to display the AFCC seal.

Is consumer a debt?

In my own work on consumer bankruptcy, “consumer” debt is any debt incurred by an individual or couple (as opposed to a business) — so that would be mortgages, car debt, student debt, bank loans, etc. The Federal Reserve reported $14.56 trillion of consumer debt after the fourth quarter of 2020.

Is debt rescue a good idea?

Since then, debt review has been an extremely effective way to get out of debt. Debt Rescue has saved thousands of South Africans from losing their assets, becoming blacklisted and allowing them to live without the heavy burden of debt taking away money from living expenses.

What does CCCS stand for in credit counseling?

CCCS stands for Consumer Credit Counseling Services. Consumer credit counseling service agencies are Internal Revenue Service 501 (c)93) nonprofit organizations that will help you find a workable solution to financial problems.

Do you need a DMP to get credit counseling?

Even without a DMP, credit counseling clients benefit from a free, confidential session that provides them with a workable budget and expert advice on managing personal finances and reducing debt over time.

What does a consumer credit counseling service do?

Consumer credit counseling service agencies are Internal Revenue Service 501(c)93) nonprofit organizations that will help you find a workable solution to financial problems. Each CCCS agency offers a common set of services, including financial education , budgeting assistance , and Debt Management Plans .

What are the advantages of a debt management plan?

These plans consolidate a consumer’s unsecured credit and debt payments into one convenient monthly payment. Some of the advantages of having a Debt Management Plan include concessions from your creditors including a reduction in interest rates or elimination of late fees.