What credit score is needed for CareCredit?

620
Qualifying for CareCredit requires a good credit score (above 620). You’ll also need to be over the age of 18 (or 21+ to apply by phone). If you meet these criteria you can apply online, or by phone.

What is covered under CareCredit?

CareCredit is a healthcare credit card designed for your health, and wellness needs. CareCredit is accepted at over 225,000 providers nationwide for LASIK and Vision Care, Cosmetic and Dermatology Procedures, Dentistry, Veterinary, Hearing Care and other specialties.

Is there a monthly fee for CareCredit?

Fees range anywhere from $15 to $39, depending on your card issuer’s policy and the last few months’ payment history. Making at least the required minimum monthly payment each month is a smart way to avoid extra credit card charges.

What is the minimum for CareCredit?

$25
You still need to meet the monthly minimum payment, which may be $25 and up. If you fail to make even one month’s payment, depending on the card issuer, your promotional financing could be cancelled altogether (and you’ll probably owe a late fee).

What is the highest credit limit for CareCredit?

$25,000
Let’s look at CareCredit, one of the most common medical credit cards. A CareCredit card has a maximum credit limit of $25,000.

Does CareCredit hurt your credit?

It’s there for you in case of a health emergency, and it’s not hurting your credit rating. Although applying for CareCredit did result in a small credit scoring dip, you needn’t worry about long-term damage. Hard inquiries can only affect a credit score for up to a year.

Can I use my CareCredit card for gas?

Yes, you can use your CareCredit credit card for qualifying, in-store purchases at all Sam’s Club locations across the United States (excludes Gas Stations and SamsClub.com).

Can I get cash from my CareCredit card?

Unfortunately, the CareCredit card does not offer cash advance options, as it was designed to cover healthcare costs only. If you need a credit card that enables you to get cash advances, check out our Editor’s Best here: /best-credit-cards.

Who takes CareCredit?

CareCredit can be used for family members and even pets. Various hospitals, veterinary clinics, dental centers, and private medical practice firms accept CareCredit. 3 The CareCredit company provides a database of providers and businesses that accept it as a form of payment.

Can I use CareCredit at ATM?

Cash Advance Fee We will charge this fee for each cash advance you make. For ATM cash advances this fee is in addition to any fee the ATM owner may charge you for use of the ATM. The late payment fee will not be more than the total minimum payment that was due.

Can I get cash from my CareCredit?