What are the rules for a black box?

The 7 most important black box rules

1. Stick to the speed limit.
2. Brake in plenty of time.
3. Avoid driving your car late at night.
4. Don’t tamper with the box.
5. Keep an eye on your mileage.
6. Don’t let any uninsured drivers behind the wheel.
7. Don’t put your foot down.

Do you have to have a curfew on a black box?

There’s no curfew or mileage limits but your user score will be affected by what time of day you drive. Maintaining a good user score gets you up to 10% of your first year’s premium in cashback and up to 33% renewal discount.

How long do you have to have a black box for?

Black box car insurance policies generally last for 12 months – after which you can renew, or compare prices again to find a better deal.

Does a black box reduce insurance?

The main attraction for telematics insurance policies is that they’re usually cheaper than standard insurance schemes. And this usually translates to lower insurance premiums after at least a year of driving with a black box – you might find your premiums see a reduction of as much as 60%!

What are the disadvantages of black box insurance?

Some drivers would see their premiums increase by using telematics, and there are other concerns too. Some policies have curfews, or charge extra for driving at peak times. The devices often can’t differentiate between the drivers of a car, and there’s also privacy concerns.

What does a black box insurance curfew mean?

What is a black box insurance curfew? This simply means your insurer has put restrictions in place, when it comes to what time of day you can drive your car – with a black box installed. If your black box insurance policy has a curfew, it’s important you don’t drive in the times they specify – otherwise you could be hit with a fine.

Can a black box policy stop you from driving?

If your black box insurance policy has a curfew, it’s important you don’t drive in the times they specify – otherwise you could be hit with a fine. It’s worth noting, though, that very few telematics insurers actually stop you from driving between these times. WiseDriving, for example, doesn’t restrict you from driving at any time of the day!

When to tell police about black box insurance?

Admiral doesn’t tell the police if the data collected suggests you were only committing a speeding offence. We’ll only share data if a police inquiry is made or a serious incident occurs. There are certain times of the day when accidents are more likely to occur, like at night.