Is Medicare Advantage Available in Michigan?

Michigan has more than 70 Medicare Advantage plans for you to choose from. Once you’ve enrolled in Medicare Part A and B (Original Medicare), you can enroll in a Medicare Advantage plan, if you want to do so.

What is the best Medicare Advantage plan available?

Highmark is rated as having the best provider choice by J.D. Power’s 2020 Medicare Advantage Study. This means that Medicare Advantage policyholders rate Highmark as having a wide selection of primary care physicians, doctors, specialist doctors, retail clinics and urgent care centers.

What is Blue Cross Medicare Advantage plan?

Medicare Advantage plans provide Medicare coverage through private health insurance companies approved to participate in the Medicare program. These plans can be HMOs, PPOs, Regional PPOs or Private Fee-for-Service plans.

Is Medicare Part C available in Michigan?

In order to understand Medicare Advantage (also called Medicare Part C), you need to know the basics about Original Medicare. Original Medicare is government-sponsored health insurance. Medicare Advantage plans in Michigan are offered by private insurance companies approved by Medicare.

How Much Does Medicare Advantage Cost per month?

The average premium for a Medicare Advantage plan in 2020 was $25 per month. Although this is the average, some premiums cost $0, and others cost well over $100. For more resources to help guide you through the complex world of medical insurance, visit our Medicare hub.

Do you still pay Part B with Medicare Advantage?

You continue to pay premiums for your Medicare Part B (medical insurance) benefits when you enroll in a Medicare Advantage plan (Medicare Part C). Medicare decides the Part B premium rate. Insurance companies are only allowed to make changes to the premium rate once a year.

What are the 5 Star Medicare Advantage plans?

The 21 health plans earning 5 stars include KelseyCare Advantage, Kaiser Permanente, UnitedHealthcare, CarePlus by Humana, Tufts Health Plan, Health Partners, Capital District Physicians’ Health Plan, Quartz Medicare Advantage of Wisconsin, Cigna, Health Sun – Anthem, BCBS – Health Now New York and Martins Point.

What is the average cost of Medicare Advantage plans?

How much does Blue Advantage cost?

In 2020, the average Medicare Advantage plan premium costs around $23, according to CMS estimates. Blue Cross Blue Shield competes with this by offering $0 monthly premiums on many of its PPO and HMO policies. The insurance provider also offers benefit-heavy plans with premiums of less than $100 per month.

Who qualifies for Medicare in Michigan?

You may qualify for Medicare in Michigan if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you: You are 65 or older. You have been on Social Security Disability Insurance (SSDI) for two years.

Is Medicare Part A and B free?

A portion of Medicare coverage, Part A, is free for most Americans who worked in the U.S. and thus paid payroll taxes for many years. Part A is called “hospital insurance.” If you qualify for Social Security, you will qualify for Part A. Part B, referred to as medical insurance, is not free.