What is Capitec SMS number?

Dial *120*3279# to access this service. If you’re out of airtime, simply dial *130*3279# free of charge to top up your cellphone!

Can I get a loan at Capitec Bank if im blacklisted?

If you are blacklisted, you will not qualify for credit. Capitec Bank has its own internal Credit Granting Policy which governs the granting of credit, in order to manage the various risks associated with the granting of credit.

Can I get a loan at Capitec without a payslip?

The only way you may be allowed to get a loan from Capitec without payslips is if you get income from a business you own. If so, that business must be properly registered as Incorporated or, Close Corporation, for example.

How do I get a temporary loan from Capitec Bank?

Get an estimate online or use our banking app to apply for a loan of up to R250 000. You’ll get a personalised offer based on your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 9%.

How do I apply for a capitec loan via SMS?

SMS your 13-digit ID number to 30679 and follow the prompts. Email [email protected] with your loan account number in the subject line. Call us on 0860 66 77 18 for one of our agents to assist you. Visit your nearest branch.

How do I do capitec cellphone banking?

Want to bank on your cellphone but don’t have a smartphone? It’s easy. Dial *120*3279# to do credit facility transfers, view your available account balances, buy airtime or electricity, transfer money between your accounts and pay a Capitec client with a verified cellphone number.

How do I apply for a Capitec loan through SMS?

How much must I earn to qualify for Capitec loan?

Do I qualify for a loan, and how much will I repay each month? With your salary of R4 600, you might be able to request a loan at Capitec for R10 000 if you are able to provide the bank with your latest three payslips.

How do I apply for a capitec loan through SMS?

How long does a capitec loan take to be approved?

With Capitec Bank you can borrow up to R5 million and have a repayment period of up to 240 months. After you apply for the loan and send out all the documents required, if accepted, your loan will be approved within 5 business days.

How do I register for capitec cellphone banking without going to the bank?

If you prefer banking on your cellphone, use our app or dial *120*3279# (Mobile Banking). If you prefer using your tablet or computer, then Internet banking is the option for you. Find out more about the options below and then register for Remote Banking.

Where can I get an SMS loan from Capitec?

The SMS loan from Capitec refers to the ability to SMS your ID number to 30605 and you’ll get a reply confirming how much credit you qualify for. Alternatively, you can visit your nearest branch and make use of these loan facilities.

How can I find out how much credit I have with Capitec?

But you can skip the qeues and find out how much credit you qualify for by using the SMS facility from Capitec. The SMS loan from Capitec refers to the ability to SMS your ID number to 30605 and you’ll get a reply confirming how much credit you qualify for. Alternatively, you can visit your nearest branch and make use of these loan facilities.

How does the multi loan work with Capitec?

The Capitec Multi Loan is a loan offer of up to R4000. Ideal for helping you meet your daily needs and emergencies, this loan is short term in nature. Repayable in full at the end of the month, this loan amount can be transferred to your personal account using a Capitec ATM, cell phone banking or internet banking.

Can you pay Capitec Bank with your cell phone?

Any Capitec Bank client with a verified cellphone number (i.e. they have registered for SMS Update, Mobile Banking or Internet banking) can be paid using only their cellphone number. Before making a payment, ask your beneficiary to confirm that they have verified their cellphone number with us.