Can you get a bank loan for dental work?

You also can apply for a dental loan with a third-party lender elsewhere. You can find loans for dental work in many of the same places as personal loans, including online lenders, banks and credit unions.

Can I take out a loan to fix my teeth?

A dental loan is really just a personal loan that you can use to pay for dental work. It’s an unsecured loan, meaning there’s no collateral tied to the loan. Because the lender assumes more risk, you can expect interest rates to run higher when compared with a secured loan.

Do dentist payment plans have interest?

The whole concept of dental payment plans is that they should make your dental treatment simple and affordable. Small establishment and monthly fees are to be expected, as are fees for late payments. Not all providers offer interest free – the interest rates can vary, also dependent upon your credit history.

Can you get financing for dental procedures?

Luckily, the answer is yes. You can finance dental work, for both necessary procedures such as cavities and root canals, as well as cosmetic dental work such as dentures or teeth whitening. Dental work, whether it’s part of a routine visit or a specialized procedure, can include [source: Colgate]: Twice-a-year cleanings.

What is financing dental care?

That means your patients have the flexibility to receive general or more complex dentistry work now and pay over time with financing. With competitive provider rates, efficient online tools, and a competitive Annual Percentage Rate ( APR ), your dental practice can focus on providing dental care to your patients while building your practice.

What is dental loan?

Dental Loans & Finance. Our dental financing loans can help you pay for the dental work that’s necessary to maintain the health of your teeth, jaw, and gums. If you, your spouse, or children need preventative, restorative, or cosmetic services, a dental loan can help relieve you from the financial strain.

What is a dental credit card?

Dental credit cards are similar to store credit cards––they can only be used for dental expenses and only when the dentist office accepts dental credit cards as a payment method. In some cases, you may only be able to use your account for certain types of expenses or for a specific dental office.