Can you change a non standard construction house?
Can you change a non standard construction house?
You can switch the property from non standard construction to standard construction. One option to get around the non standard construction problem is to just replace the non standard part of the home. This is easier for some parts of the house than others.
What is the problem with non standard construction?
It’s more difficult for an insurance underwriter to assess the risk. Consequently, it can be difficult for you to get insurance on non-standard properties. It therefore also becomes harder to secure a mortgage to buy such a property and, in turn, this can make it difficult to sell on.
What is classed as non standard construction?
Your house will be considered a non standard construction if it is built of anything other than a traditional construction of bricks and mortar (or stone) with a slate or tiled roof. i.e. if your house incorporates frames, modular parts, cob etc then it will be considered non-standard construction.
Do estate agents have to tell you about non standard construction?
The fact is most Estate Agents will not tell you that you are buying a non-traditionally built property as most do not know. The only way to tell is to instruct an RICS Registered Surveyor to identify defects as well as indicate the construction type within the survey.
What to know when buying a non standard home?
When you buy a non-standard home, you need to be aware that the cost of building maintenance and the cost of non-standard construction home insurance may be higher. Non-standard homes include timber framed houses, log-style cabins and prefabricated concrete houses.
Can a house be built with non standard construction?
#2.You can switch the property from non standard construction to standard construction. One option to get around the non standard construction problem is to just replace the non standard part of the home. This is easier for some parts of the house than others. Generally, a roof will be easier to replace than the walls or the frame of the house.
Where can I get insurance for a non standard house?
With us, you can get a competitive quote for non-standard home insurance online for almost all construction materials. If your home is on fixed foundations and is in the UK, HomeProtect can help. Need insurance for a non-standard construction house? Get a quote!
Are there any non standard homes in the UK?
Non-standard homes include timber framed houses, log-style cabins and prefabricated concrete houses. There are currently around one and a half million concrete prefabricated homes in the UK, most of which were erected during the post war period as a stop-gap measure to provide affordable housing to those who lost homes to the Blitz.